Credit Cards For Bad Credit
 List of bad credit credit card offers: these credit cards are unsecured meaning no security deposit required

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Unsecured Credit Cards For People With Bad Credit - USA Only

TIPS and ADVICE: How to Rebuild Bad Credit with an Unsecured Credit Card

  • Apply for an unsecured bad credit credit card. These cards are especially made for people with bad credit and do not require cash deposit.
  • Compare the rates and fees. There are a number of unsecured credit cards of bad credit that you can choose from so it’s important to evaluate each one and compare your options.
  • Safeguard your identity online. Some credit cards may require you to provide personal information such as your Social Security Number, address, and employment details to see which credit card best fits your profile. Before submitting a credit card application online, make sure that the page is secured. A secured web page begins with the URL https://, not http://.
  • Make sure that the issuer of the credit card reports to the three major credit bureaus (Experian, Equifax, TransUnion).
  • Credit cards may be able to help you build, rebuild or re-establish your credit history if you make on-time minimum payments with all of your creditors and maintain your credit balances below the credit limits.

Visitors Choice:

Thanks to everyone who gave us feedback on their favorite bad credit card, the results were the Orchard Bank Cards for the following reasons: 1. during application process you see what you pre-qualify for 2. they report to the credit bureaus to help improve credit score and 3. low APR. The following are Orchard Bank Mastercard and Visa unsecured credit cards for bad credit:


- Great Credit Builder

  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
14.99% or 24.99%*
N/A*
$$0 - $49 Introductory the first year, then either $35 or $59 per year*
Yes*

The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit, with reporting to the three major credit bureaus on a monthly basis. As a cardmember, you’ll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages are available to remind you of your upcoming payment due date with online enrollment. See what card you’re more likely to get approved for, online, in just 30 seconds!
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
14.99% or 24.99%*
N/A*
$$0 - $49 Introductory the first year, then either $35 or $59 per year*
Yes*

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
14.99% or 24.99%*
N/A*
$0 - $49 Introductory the first year, then either $35 or $59 per year*
Yes*

Other Bad Credit Unsecured Credit Cards

- Popular

Want a $500.00 credit card? Take control of your credit future. Guaranteed Instant Approval. No Application Fees. No Employment Check! Bad credit accepted. Reports to a major credit bureau.
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
N/A*
N/A*
$0*
Yes*

  • Pre-Qualify for a Visa credit card without affecting your credit score
  • Get a starting credit line up to $1,500
  • No enrollment and no over the credit limit fees
  • Choose your card design from our premium gallery
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
Read Terms*
N/A*
Read Terms*
N/A*

  • Get Pre-Qualified in less than a minute
  • Includes online access to your monthly Credit Score
  • Platinum Status
  • Automatic credit line increase reviews
  • Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
Read Terms*
N/A*
Read Terms*
N/A*

  • If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
  • A good choice for those with less than perfect credit.
  • This is a credit card, not a debit card or prepaid card
  • Countdown to your response! Only 60 seconds!
  • Monthly reporting to major Consumer Reporting Agencies. Apply now!
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
Read Terms*
N/A*
Read Terms*
N/A*

issued by First PREMIER® Bank

  • If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
  • Once your account is open, you may have the chance to personalize your credit card
  • It only takes a minute; you could have an application response
  • Join more than 2 million cardholders.
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
Read Terms*
N/A*
Read Terms*
N/A*

  • A credit card offer for those with less than perfect credit!
  • Reports your credit history to the major Consumer Reporting Agencies
  • Don't be fooled by debit and prepaid offers - this is a real credit card offer
  • Just click it! Responses in 60 seconds
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
Read Terms*
N/A*
Read Terms*
N/A*

  • Reports to the major Consumer Reporting Agencies
  • Pay no interest on purchases by paying your balance in full each month.
  • The new First PREMIER Bank MasterCard is a good credit option.
  • Confidential online application process
  • If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
See website*
N/A*
See website*
N/A*

* See online credit card application for details on the terms and conditions.

Bad Credit? Looking for UNSECURED CREDIT CARDS FOR PEOPLE WITH BAD CREDIT? Recently turned down for an unsecured credit card? Bad credit is no problem for the unsecured credit card companies on this page. Not looking for an unsecured credit card? Click here for SECURED CREDIT CARDS, here for BUSINESS CREDIT CARDS and here for REWARD AND UNSECURED CREDIT CARDS FOR GOOD - EXCELLENT CREDIT . Some of the offers on the page are “fee-based".

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